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© 2026 OptionBrain. All Rights Reserved.

Terms of Service

The terms and conditions governing your use of OptionBrain

2026/06/30

Introduction

These Terms of Service ("Terms") govern your access to and use of the OptionBrain platform, website, and services (collectively, "Services") operated by OptionBrain ("we," "us," or "our"). By creating an account or using our Services, you agree to be bound by these Terms. If you do not agree, please do not use our Services.

Description of Services

OptionBrain is an options trading education and analysis platform. Our Services help users explore and compare options strategies for educational and informational purposes. Features include strategy visualization, risk/reward analysis, and scenario modeling based on user-provided inputs.

Not Financial Advice

OptionBrain does not provide financial, investment, tax, or legal advice. All content, tools, and analysis provided by OptionBrain are for educational and informational purposes only and do not constitute a recommendation to buy, sell, or hold any security or financial instrument.

Options trading involves significant risk of loss and is not appropriate for all investors. Past results are not indicative of future performance. You should consult a qualified financial advisor before making any investment decisions. We are not responsible for any trading losses incurred as a result of information obtained through our platform.

Eligibility

You must be at least 18 years old to use OptionBrain. By agreeing to these Terms, you represent and warrant that you are at least 18 years of age and have the legal capacity to enter into a binding agreement.

Account Registration

To access certain features, you must create an account. You agree to:

  • Provide accurate, current, and complete information during registration
  • Maintain and promptly update your account information
  • Keep your password secure and confidential
  • Notify us immediately of any unauthorized use of your account
  • Accept responsibility for all activities that occur under your account

We reserve the right to terminate accounts that contain inaccurate or fraudulent information.

Subscriptions and Payments

Plans and Billing

OptionBrain offers free and paid subscription plans. Paid plans are billed in advance on a monthly or annual basis. By subscribing to a paid plan, you authorize us (through our payment processor, Stripe) to charge your payment method on the applicable billing cycle.

Cancellation

You may cancel your subscription at any time from your account settings. Upon cancellation, you will retain access to paid features until the end of your current billing period. We do not provide refunds for partial billing periods except where required by applicable law.

Price Changes

We reserve the right to modify subscription prices. We will provide at least 30 days' notice before any price change takes effect. Continued use after the effective date constitutes acceptance of the new pricing.

Credits

Certain features consume credits. Credits purchased are non-refundable and non-transferable. Unused credits may expire per the terms associated with their purchase or distribution.

Intellectual Property

All content, features, and functionality of OptionBrain — including but not limited to text, graphics, logos, icons, images, and software — are the exclusive property of OptionBrain and are protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Services for your personal, non-commercial purposes. You may not:

  • Copy, modify, or distribute any part of the Services
  • Reverse engineer or attempt to extract the source code
  • Use the Services to develop a competing product
  • Scrape or systematically extract data from the platform

User Content

You retain ownership of any content you submit through the platform. By submitting content, you grant OptionBrain a non-exclusive, worldwide, royalty-free license to use, store, and display that content solely for the purpose of operating and improving the Services.

Prohibited Uses

You agree not to:

  • Use the Services for any unlawful purpose or in violation of any applicable laws or regulations
  • Impersonate any person or entity or misrepresent your affiliation with any person or entity
  • Upload or transmit viruses, malware, or other harmful code
  • Attempt to gain unauthorized access to any part of the Services or related systems
  • Use automated tools to access the Services without our prior written consent
  • Engage in any activity that disrupts, damages, or impairs the performance of the Services

Termination

We may suspend or terminate your account and access to the Services at our sole discretion, with or without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties. Upon termination, your right to use the Services ceases immediately.

Disclaimer of Warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OPTIONBRAIN AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES — INCLUDING LOSS OF PROFITS, DATA, OR GOODWILL — ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING FROM THESE TERMS OR THE SERVICES SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE 12 MONTHS PRECEDING THE CLAIM.

Indemnification

You agree to indemnify and hold harmless OptionBrain and its affiliates, officers, agents, and employees from any claims, damages, liabilities, and expenses (including reasonable attorneys' fees) arising from your use of the Services, your violation of these Terms, or your violation of any rights of another party.

Governing Law

These Terms shall be governed by and construed in accordance with applicable laws. Any dispute arising under these Terms shall be resolved through binding arbitration or in the courts of competent jurisdiction, as determined by applicable law.

Changes to These Terms

We reserve the right to update these Terms at any time. We will notify you of material changes by posting the updated Terms on this page and updating the date above. Your continued use of the Services after changes are posted constitutes your acceptance of the revised Terms.

Contact Us

If you have any questions about these Terms, please contact us:

Email: support@optionbrain.app
Website: optionbrain.app